• They promote these schemes as money-making or wealth-sharing opportunities, but nearly all the people who get involved lose money.
• New members pay to join and are promised that they will make money by recruiting others members into the plan.
• Little, if any, profit comes from selling goods or services to actual consumers.
• Pyramids always fall apart because the pay-off relies primarily on new recruits and sooner or later, every scheme runs out of new members. The only people who might make money are the few con artists who started them in the first place. To see a brochure about pyramids go to www.nclnet.org/publications.